Understanding Experience Modification Rate: A Key Factor in Workers' Compensation Insurance

Understanding Experience Modification Rate: A Key Factor in Workers' Compensation Insurance
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The first step toward better managing workers' compensation program costs is understanding how an experience modifier factors into your workers comp insurance premiums.

By focusing on workplace safety, staying on top of claims, and regularly reviewing your experience modifier rate (EMR) with your insurer, you can keep your premiums in check and maintain a competitive edge in your industry.

In this white paper, you’ll learn…

Understand experience modifiers and improve your workers comp program.


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